Contact the Department of Trade and Industry Customer Care Centre:  0861 843 384Website: www.thedti.gov.za. For free weekly advice and updates on how to make your money work for you. It aims to create jobs for communities by helping to establish SMMEs. Through the above organisations, you will be able to find out which grants you are eligible for and what else you would need to successfully apply. When you signed your credit agreement, you may have also signed up for credit life cover. Investment in infrastructure to promote economic development within the KZN Province. Where: Western Cape, Price: Available on request When: Until 30 November 2020 Mofokeng suggests diversifying funding pools so that you don’t rely on one source. “It is also possible for white males who were previously advantaged to gain access to financial support through other government programmes such as The Jobs Fund or the Industrial Development Corporation of SA (IDC). When people are desperate, they become vulnerable to fraudsters who are after their hard-earned money. Contact the DST Technology for Sustainable Livelihoods:   012 843-6421/18. Espin explains that qualifying for government funding is dependent on the type of funding. Second place wins $15,000 and $5,000 in print and business services. Cooperative Incentive Scheme business grants This program, now administered by the Department of Small Business Development, offers a grant to start-ups and existing businesses, owned by at least 5 persons from previously disadvantaged communities and organised as a primary cooperation. The Umsobomvu Youth Fund helps youth set up, expand and develop their businesses by teaching them essential business skills. In the process of doing that, you need to do some research into whether your idea and your plan will really work. To do so, fill in the relevant forms and submit them to the Companies and Intellectual Property Registration Office (CIPRO). Have you fallen victim to credit scammers? Apply for debt counselling, www.justmoney.co.za Created in 2012, it’s dedicated to assisting small businesses secure grants and other forms of financing, such as business loans. It also improves youth employability by giving opportunities for work experience and skills development, and by providing further learning opportunities. The aim of this organisation is to support B-BBEE and previously disadvantaged individuals and communities. Apply for a home loan YACs provide outreach services to communities that are unable to get to the centres, by taking career information, skills development and entrepreneurial advice to local schools in Mobile YACs. The goal is to increase the quality of life of all South Africans by developing and exploiting technological innovations. “Cash flow and the management thereof become critical as an entrepreneur’s resilience and creativity is tested by having to wait for funds, and then be able to adequately cover project costs while drawing a reasonable salary for themselves,” she explains. This can often help a great business idea get off the ground as you have more than one partner involved. Created with the purpose of encouraging economic growth and industrial development, this organisation assists small businesses that will support the same agenda. The Cooperative Incentive Scheme helps cooperatives from all industries: textiles, services, energy, agriculture, print, film, and video production, consumer and housing. So you need to ensure you have enough capital to tide you over. It organises networking forums, facilitates capacity-building programmes, and lobbies and advocates for policies that support women entrepreneurs. At the same time, the programme helps to make these SMMEs successful by offering skills development and training. There is a Seda branch in each district municipality. (Is there increasing demand for your product or is there an over-supply?). They will either fund grants or loans or help entrepreneurs access funding from other sources. Focussed on Broad-Based Black Economic Empowerment (BBBEE), this organisation supports start-ups run by previously disadvantaged groups. Sawic is a national association of women enterprises or professionals and technical staff in all areas of construction, from the skilled trades to business ownership, with international affiliation to the National association of Women in Construction (Nawic). “For example, government provides support to businesses to register with the Companies and Intellectual Property Commission.

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